Sunday, September 27, 2026

The View From Salt Lake City Is Gorgeous. The City Itself Is a Crime.


Let me start with a concession, one I grant grudgingly but honestly: Salt Lake City is, in one respect, among the most beautiful places in the United States.

I’m talking about the view.

To wake up in the Salt Lake Valley and see the Wasatch Range—a towering, snow-dusted, purple-hued wall of raw nature—absolutely dominating the sky is an experience that borders on the sublime. It’s a jaw-dropping, daily spectacle. The mountain backdrop is so close, so permanent, it feels like a benevolent, geological theater set.

And there are truly quaint, charming neighborhoods in the city, full of mature trees, well-kept homes in that classic American (maybe even Usonian) style, creating genuine pockets of human-scaled beauty.

But let’s be brutally honest about what we are complimenting. When a Salt Laker says, "Isn't our city beautiful?", what they mean is, "Isn't the scenery surrounding our city incredible?"

The two things are not the same.

The Asphalt Sea

Step out of the car, step off the downtown block, and the reality hits like a summer smog inversion. The city proper is, in large swaths, a hideous, soul-crushing eyesore.

We are talking about a major American metro area, yet its streets often feel like they were planned by a highway engineer given absolute, unfettered power. In a city core with fewer than a quarter-million residents, why is every major street seven or eight lanes wide?

The city grid is not composed of charming avenues; it is a massive, concrete slab of empty asphalt that stretches to meet other massive slabs of asphalt. This isn't unique to Salt Lake—it is the default condition of the vast, dead, car-centric American sprawl—but it is amplified by the contrast with its stunning surroundings.

The suburban valley is an endless canvas of empty parking lots, big-box ruins, and four-lane roads that feel desolate even during rush hour. It's the architecture of indifference, a landscape of economic and social vacuum. This is a city with a decent public transit system, but one that struggles for ridership because the entire built environment screams, "You must use your two-ton metal cage to move between the few scattered nodes of human activity."

The result is a miserable paradox: a city of stunning natural privilege rendered unpleasant, difficult, and profoundly ugly by its own hands.

The Boosterism of Denial

This brings us to the core pathology, the true urban tragedy: the endless, deafening cycle of city boosterism.

Why do city leaders, local media, and well-meaning residents keep insisting the city is beautiful and great when most of the built environment is a monument to waste and sprawl?

Because it’s easier to talk about the mountains than to talk about the seven-lane streets.

It is a form of civic denial. By confusing the backdrop with the actual play on stage, they deflect attention from the core failures of American planning:

  1. The Failure of Density: Most of the city is functionally abandoned, reserved for single-use parking lots or unused sprawl, leaving the central core to struggle for vitality.

  2. The Failure of Transportation: Infrastructure is designed to facilitate driving out to the suburbs rather than building a dense, walkable, functional city center where transit is a natural necessity.

  3. The Failure of Imagination: By constantly repeating the mantra of "beautiful view," they refuse to envision a city that could be beautiful on its own terms—a city where the quality of the streetscape, the vitality of the local commerce, and the ease of human movement are the primary bragging rights, not the accident of geology.

Building Actual Beauty

No amount of stunning geology can rescue a city from its own poor policy choices.

A truly beautiful city is not defined by what surrounds it, but by the joy of being within it. It is defined by its ability to function as a place where life is easy, connections are made, and economic activity is concentrated. This is what the central city—whether Salt Lake or any other American metro—has the potential to be, far beyond any suburb.

The solution isn't to praise the mountains louder. It's to face the hideous reality of the asphalt slab, tear up a few empty lanes, and start building dense, human-scaled blocks where life can actually flourish.

Until then, Salt Lake City remains a testament to one of the central absurdities of the American landscape: a place with a million-dollar view, but a one-star urban experience.


Saturday, September 19, 2026

Beyond the MID: Building the Unshakeable City (The Policy of Place)


In our previous post, we slammed the Mortgage Interest Deduction (MID) as a giveaway to debt-peddlers and a corrosive force that pushes homeowners into constant churn. It subsidizes mobility over permanence.

But identifying the sickness is only half the battle. Battling Burnham requires a blueprint for a better world. If we scrap the MID, what do we replace it with to make our cities, towns, and neighborhoods places of long-term stability?

The answer is a two-pronged attack on financial instability and land speculation: Universal Housing Credits and Community Land Trusts.


1. The Policy of Equity: The Universal Housing Credit

The UHC is the foundation of a stable community because it achieves equity and stability through radical simplicity:

  • It’s Debt-Agnostic: The credit is based on the cost of shelter in your area, not the size of your loan's interest payment. This removes the perverse incentive to move just to take out a new, bigger loan. It rewards a household for being present, not for being in debt.

  • It’s Tenure-Neutral: Crucially, it benefits renters and owners equally. This is perhaps the most fundamental shift in justice. By providing genuine financial relief to the majority of urban residents who rent, it allows them to save, invest in their local economy, and—most importantly—reduce the kind of financial stress that drives instability and poor health outcomes.

  • The Stabilizing Effect: When households know their greatest expense is predictable and partially offset by a fair, universal credit, they gain long-term predictability. This allows them to focus on everything that actually builds community: school engagement, local politics, neighborhood watches, and supporting the local corner store—the very things that Jane Jacobs knew were essential for a functioning, self-policing street.

The UHC is the policy of relief and human recognition. It says: “Your right to stable shelter is a civic priority, whether you rent a room or own a home.”


2. The Policy of Longevity: Decoupling Land from Speculation

While the UHC stabilizes the household, we need a policy to stabilize the land beneath the house. This is where Community Land Trusts (CLTs) come in.

A CLT is a non-profit organization that permanently owns and stewards land for the benefit of a community. The CLT then sells the house on top of the land to a homeowner at an affordable price, retaining the land ownership through a long-term ground lease (often 99 years).

This simple mechanism is an economic superpower for urban longevity:

  • Permanent Affordability: CLTs effectively decouple the price of the land (which skyrockets due to speculation) from the price of the building (which is what you actually pay for). Every time the house is sold, a formula caps the profit, ensuring the next buyer also gets an affordable price. The subsidy for the land acquisition is a one-time investment that yields perpetual affordability.

  • Gentrification Resistance: In a typical city, when a neighborhood improves, landlords and speculators raise rents and prices, pushing out the very people—the artists, the organizers, the small business owners—who made the neighborhood desirable. CLT houses are taken off the speculative market forever, creating islands of permanent, mixed-income stability in the face of market pressure.

  • Foreclosure Prevention: Because CLT homes are sold for less, the debt burden is lower. During the 2008 housing crisis, homeowners in CLTs were up to eight times less likely to be delinquent than those in the private market. This translates directly to community stability—no one is selling your home out from under you or tearing down the foundations of your kids' school network.

  • Community Control: CLTs are typically governed by a board of residents, community members, and public interest reps. This ensures that the assets—the land and the homes—are stewarded according to the community’s wishes, not Wall Street's profit targets.

The Unshakeable City

The current policy model creates a fragile, transient, expensive city—a city built on debt and optimized for turnover.

The Unshakeable City, the city worth fighting for, is built on equity and permanence. It is a city where every citizen—whether they live in a rental apartment subsidized by a UHC or own a CLT home—is financially incentivized to stay, invest their lives, and build a lasting community.

It’s a city where policy supports the human desire for home over the financial industry's relentless appetite for profit. It’s time to retire the failed policy of the MID and embrace the durable, equitable solutions that build the cities we truly deserve.